You either have it, or you don’t, but there are varying degrees of either. IF it takes you a lot of hours of training to make Solo and end up with your certificate? Does it make you a good Pilot? No, it’s hoped that practice and further learning does that.
In this threads case, the Pilot made a poor decision, the holes lined up, and he has paid the price, as many have done before him, some with many thousands of hours.
We can go on for days about investigation responsibilities, but it all comes back to money……..
something needs to change in that respect? BUT how or what?