Stall speed probably in the low thirties, but 20 is fast enough to do the tail up exercise, and don't do it if the wind is gusty if you don't think you can handle it. Remember, that sooner or later when you actually go flying solo in one, you might actually have to land, both in cross winds or gusty conditions, so a bit of practice handling it on the ground will benefit you in the long run. It all gets easier with a bit of practice. A wide grass strip helps too.
Good luck,
David