I dug a bit deeper, and pulled up a new application for insurance on my Super fund website. It contained the following questions :
Do you regularly engage in, or intend to engage in, any of the following hazardous sports or activities? Please tick all boxes that apply.
Water sports or activities e.g. snorkelling, scuba diving, free diving
Motor sports or activities e.g. motorcycle, motorcar, motor boat
Snow/winter sports or activities e.g. skiing, snowboarding, ice skating, ice hockey
Aerial sports or activities or aviation e.g. skydiving, hang gliding, parachuting, ballooning
Combat sports or martial arts e.g. taekwondo, boxing, fencing
Field sports or team sports e.g. hockey, football including touch or soccer, roller derby
Horse riding or equestrian activities e.g. polo, rodeo , dressage, jumping
Rock climbing, abseiling or other adventure sports or activities e.g. mountain biking, parkour
Any other hazardous sport or activity not mentioned
Now the problem for me is that I have held the insurance policy through the super fund for so long, I have no idea how I answered the questions, but I fully expect I did tick the box for aerial sports as I have been committing aviation for a long time. I think the super fund also have changed insurance providers over that time as well, but imagine the policies were simply novated across to the new provider.
So I guess I will need to phone the super fund and ask some hypothetical questions regarding my cover and to see if my premium needs to change.