I'd probably put it out here first David, at least the context of the discussion has been established. This is one of those topics that has people shooting from the hip and flaming people on the basis of conventional wisdom - ie. go into cloud and you're gonna die! I look forward to reading your contribution.
Good topic Motz, unfortunately the "rules" of aviation all to often represent what instructors teach students to keep them from killing themselves in the first few hours. Eg max 45 deg turn either side if EFATO, 178 seconds to die, etc when in fact these are good general advice to live by, rather than something akin to Newton's laws of motion.
I was a reluctant convert with a relatively new PPL and a ready collection of "rules" to apply to aviation, when an instructor friend challenged me to start thinking instead of just spouting. I flew quite a few night box runs with him and was told to "fly the %$#@ plane" when I wanted to hand over one moonlit night at the sight of an approaching cloud bank. Much to my surprise the aircraft continued flying as it had before and I was able to climb to our assigned level, level off, retrim and keep right on trucking, all in zero viz. We had many discussions about the what ifs and how to's on those late flights and whilst I would never equate my simple flight profile to instrument flight, which is an exacting and often high pressure environment when combined with precision navigation etc, the experience did mean that I was much less likely to panic if very bad luck or poor decision making on my part, placed me in cloud. My instructor friend cited the case of a fairly experienced PPL with his own well equipped Bonanza, that splattered himself all over a rocky ridge, rather than climb into a mist layer that had boxed him in. As he pointed out the auto pilot could quite happily have taken him up to clear air even if he couldn't manage the task himself - once there he could either have flown clear or 'fessed up and sought help. My mate's correctly pointed out that Wiley Post, Lindbergh and others mostly had no formal training in instrument flight and had to learn as they went along. Quite a few didn't survive the process, but many did and often with less instrument help than we have.