So, you are saying that philanthropy ( funding learners) is not the cause of our price increases.
In our new brave new world, the user pays.
We already knew that.
For all those crying about the good old days, you can still fly your home built single seat weedhopper. You still have that right. But the reality is that the vast majority wish to fly relatively sophisticated plastic fantastic fast flying machines. The new world is set up to accommodate the risks and liabilities associated with that 'turn key' expectation.
When, or if, the majority of flyers start building their own 'affordable, safe' flying machines (this is what AUF was), no doubt the RAA (or whoever else) will morph to support that.
So far, I don't see that happening anytime soon.
By definition, affordable is not going to be fast, nor turn key product.
When the baby boomer bubble bursts, we might see a return to affordable bare bones flying. Then the regulators will have to adjust. And that includes RAA and any 'competitor'